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Pleasure boat insurance excess

You make a choice from a number of levels of excess (minimum € 50,-). The higher your excess, the lower your premium. The excess is proportional and includes a choice of 0,25%, 0,5%, 1%, 2% or 4% of your insured amount.
Example: your vessel is insured for € 100.000,-. Then you make a choice from the following excesses:

0,25% : € 250,-
0,5% : € 500,-
1% : € 1.000,-
2% : € 2.000,-
4% : € 4.000,-